Yes, you have heard this from me before --but it is worth saying it again. Rates on 30-year fixed-rate mortgages averaged 3.55 percent for the week ending Sept. 13, unchanged from last week and down from 4.09 percent a year ago according to Freddic Mac. Of course this means that some rates were higher than 3.55 and some were lower than 3.55. For 15 year fixed rate loans, rates were an incredibly low average of 2.85 percent. We know that these rates cannot be sustained forever, and eventually the federal bank will have to move the rates higher. For buyers, this may mean being able to afford less home --and for sellers, this may mean a smaller pool of buyers for your house. It is still feeling like summer in Olympia, Lacey, and Tumwater, but with a little fall in the air, so there's still time to consider buying or selling a home.
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